The CEC is not applicable outside the European Economic Area and Switzerland. Be sure to mention the mutual health agreement with the UK and have all the necessary evidence documents when you have access to health care. You must bring your papers to the local branch of the Montenegro health fund (Fond za zdravstveno osiguranje – FZZO) to obtain a certificate that allows you to seek treatment in public medical facilities in Montenegro. If you visit one of the countries on this page and need urgent or immediate medical treatment, it is available at a reduced cost or, in some cases, free of charge. A list of medical facilities in Montenegro is available on the GOV.UK website. The terms of the various agreements differ. In general, the agreements grant residents of both countries reciprocal access to the other country`s public health system for any immediate medical treatment required before their return. As part of the RHCA membership, you may be eligible for limited Medicare benefits. Benefits apply only to primary health care or only to emergency care and under certain conditions.
Many items such as ambulances, dental work, subsidized medications and private hospital fees or other incidental/extras costs do not cover. After arrival, deadlines and other restrictions may also apply. The United Kingdom has mutual health agreements with several non-EEA countries and territories. Australia has mutual health agreements with Finland, Italy, Malta, New Zealand, Norway, the Republic of Ireland, Sweden, the Netherlands, the United Kingdom, the Kingdom of Belgium and the Republic of Slovenia. The provision of medical services in these countries may be more limited than under the NHS. You must ensure that you have valid private travel insurance when travelling ashore. You are treated as if you were in the country in question. In general, these agreements apply to British nationals living in the United Kingdom. If you are not a British national, you can still be insured for an inexpensive or free treatment if you normally live in the UK. The agreements do not cover the cost of repatriation to the UK (repatriation) or routine monitoring of existing conditions.